31 August 2004


A dancing Clare

Banks

US banks are quite different to Australian banks.

In Australia we have four major banks and a few smaller ones. They all operate on a branch system, whereby you can go almost anywhere in the country and access your funds. Internet banking is well advanced – to the point that you can pay anyone with a bank account via the internet with no human interference. Checks (cheques) are extremely rare and costly. Most people now use cash, credit card, debit card (known as EFTPOS), BPAY (electronic bill payments) or direct bank transfers. I had to ask the local bank tellers to go through the routine of writing a check the US way as it had been such a long time since we had written cheques.
However, whilst the electronic services are very good, the personal service is lousy.

In the US, banks are amazing. In our smal town, we have about 5 banks, some with multiple branches. Upon entering the main doors, you are confronted with a person who greets all comers and the tellers (two or three). Managers or bank officers are normally pretty available, there is coffee, refreshments (and a warm fire in winter) as well as the TV and some local papers and reading to keep you occupied if you need to wait. Some days they provide free popcorn, or breakfast, and there are lollies (candy) for the children. You can see right into the safe from the teller’s bench and there are no guards or bars to be seen. It’s like being in a fancy house, rather than a bank.


Inside one of the local banks

All these banks also compete for business. This is unlike the main Australian Banks which couldn’t care less about the small customer and compete to charge the most fees in a complex way as possible. ANZ does not even publish the local branch phone numbers anywhere. Customers must call the central office who will then arrange an appointment at the local branch. The central office is in Melbourne, about 800 km (500 miles) from our local branch in Moss Vale, NSW.

Each bank here has “Customer Appreciation Days”. Everyone in town (customers or not) get to come along, listen to music, eat food, free soft drinks, snow cones (shaved ice), cotton candy (fairy floss), give-aways (if it doesn’t move it has the bank’s name on it), popcorn, and a free raffle. Also, the bank had Rock Climbing for the children. Can any of our Australian readers imagine an Australian bank having a “Customer Appreciation Day”?

Banks also charge differently. In Australia you are typically charged for any teller transactions, and if you exceed a certain number of electronic ones. Each cheque you write you can be charged a tax of between 80 cents and $2.00 as well as a bank fee for the privilege. Meanwhile, here checks are written for anything from shopping to video hire. One of our friends mentioned that the smallest check they had written was 27 cents!

State Coins

There is a current program of minting a unique quarter for each state. These are being released over a number of years and so Lana and her parents have decided to collect them. After three months, they both had almost all the coins that have been released to date. Lana and her Mum went into the bank and asked whether the tellers had any of the missing ones in their coin trays. When Lana’s Mum mentioned they were departing in a few days, the tellers all went through not only their coin trays but also about 8 - 10 rolls of coins. Now that is customer service! (Mum got the missing coins.)

The Big Chicken


The Big Chicken - now you know where you are!

In Marrietta (a Northern suburb of Atlanta) the most noted landmark by which any directions are given is “The Big Chicken”. It is a Kentucky Fried Chicken store built many years ago. The eyes roll around and the beak opens and closes. Sam’s Club is just down the road from this and to get to the Australian Bakery CafĂ© we turn right at this corner. It can be seen for some distance.

Drive Thru everything

In a society in which getting out of the car is a peculiar thing, everything is designed around an average of greater than 1 car per person. (This is the current statistic for the US)
A fast food restaurant chain called Sonic has drive in service where you park your car in the bay and they come out and serve you in the vehicle.
All banks have drive through ATMs and some even have drive through teller service. Any letter/mail boxes are accessible from the driver’s window.

27 August 2004

Lana’s parents move along.

After a very enjoyable stay of three and a half months, Lana’s parents left for home (via Holland and Singapore). They arrived on May 17 and were there for the birth of Rose, Dad helped the boys make some fine swords and shields, Mum did lots of cross stitching and quilting with Lana, they explored in many directions using our place as a base, joined us for our Douglas, Georgia, trip, Dad built some great head boards for the beds (called bed heads in Australia) and Dad even assisted us by changing the spark plus on B2.

After having two extra people sharing our house it was very odd when they left. During our nightly prayers we stopped and counted. Yep. We were all there but it just seemed less than it should be. There were only eight of us.

Places visited with Lana’s parents:
  • Helen
  • the local Bank's “Hometown Hoedown” customer appreciation day,
  • Brasstown Bald
  • Douglas, Georgia
  • Lots of Walmarts
  • Fireworks in Hiawassee
  • Memorial Day parade
  • Cabbage Patch Dolls “Babyland General Hospital” in Cleveland, Georgia
  • Georgia Mountain Fair
  • Vogel Park
  • Coopers Creek
  • Lots of experiences of US shopping.
Dad and Mum also went on a number of trips on their own using B1 as a travel vehicle, including along the Blue Ridge Parkway as far as Virginia, then across through Chattanooga to Alabama and various forays checking out local parks. Overall the visit was superb. We are really pleased that they were able to visit, and be with us when Rose arrived in the world.


Mum resting in the luxury of B1.

18 August 2004

The need to play

Wherever we go, one of the top things to find is a playground. The adults get to sit down and the children get to run around and use some of their energy and have some fun. In Douglas, Peter had a great time on the monkey bars. Back and forth and back again. And again.

Unfortunately, he did it so much he mentioned his hands were sore. The heat of the day, and the hot bars and the constant activity had given him large blisters across his fingers and palms.
Lana ran his hands under cold water and told Peter he wouldn’t be able to go on the monkey bars now. He couldn’t even straighten his hands yet he questioned Lana, “But why? It’s fun. I want to do some more!”


Peter - half way there

17 August 2004

Douglas Georgia

David had business in Southern Georgia about six hours drive away, not far from Douglas. Lana decided the initial installation and training would be a good excuse for a family visit and tour. David would work and Lana, her parents and the children would get to look around.

Douglas is a typical Southern town with a majority of people that have always been local. In contrast Blairsville has a great many residents that came from other parts of the US. The local visitor information center was very excited to have Australians visit. She gave all the children rulers, pens and other samples, offered a free tour and was extremely helpful. “I don’t know if the others on the tour care about having some Australians on the tour, but I do!” The lady in charge of the evening shift, Alison, was ringing around for good deals for families. The staff at Hampton Inn were very accommodating, even defending the noise of the children running along the hallway from the pool, “like a herd of elephants”. The other guests understood that “they’re young children that are settling down soon”. That was OK. The guest feared they might have unruly teenagers. Younger children were given a lot more leeway.

There was one big black guy who heard Ariel, James and Clare talking in the lift (elevator) and asked Ariel, “Where are you from?”. “Australia”. “Can you talk like that guy from the outback?” Ariel replied, “No. But my dad can.”
A little while later, he saw David standing behind Ariel and Eric and asked, “Is this your dad?”. David replied (in a good Aussie accent), “Yeah. How are you?” He thought it was great and they did some high fives. A little while later they chatted some more, and David was able to do some Steve Irwin impressions, which seemed to make the guy’s day.

During a visit to “Coffee State Park” in Douglas, there were a couple of ladies fishing. Peter went over and starting talking to them whilst Lana and her parents were getting lunch ready. Next thing Lana knew, there he was with a fishing rod in his hand! So much for homeschooling children having poor socialization!


Peter and Eric fishing using borrowed rods.

They also went to Okefenokee swamp. One fellow was surprised that Lana and the children didn’t see an alligator and he mentioned the alligators normally gather near boardwalk. Lana replied that we have five children that want to run along the boardwalk. The noise of the children obviously kept the critters at bay.

31 July 2004


Eric the Knight

We have survived our first year!

On 8 July we remembered our first anniversary of the family’s arrival in the USA. This photo was taken just after we landed in Atlanta, surrounded by suitcases, tired after a long time travelling, and still with about 3 hours to go before we finally stopped and landed in some beds.

In the last 12 months we have discovered new foods, made new friends, become involved in the local community through Church, soccer, 4H BB guns, homeschooling group and the local fairs and concerts.
We have a US drivers license, US bank accounts and even – after threats of canceling accounts – a US credit card.
We have an American baby.
But we still have Australian accents.

We enjoy comparing Australia and the US; it is a great thing to discover similarities and differences. We discover new things and so do our friends. Anyone coming to our parties discovers how we have a party and try the Australian foods we serve. They bring their own specialties and we all take turns expressing our likes and dislikes.

Our ongoing impression?

Australia and the USA are both great countries – separated by a common language – and it is a great privilege to experience living here and the great friendship of all the locals we have met.
Prefer living here or Australia? It doesn’t matter – home is where the family is.

The tricks to buying a car

This is our new car:

The Suburban
With the arrival of Rose, we needed to have a vehicle that could seat 8 people. This means a car beyond the typical seven-seater van. In Australia, this would mean the Toyota Commuter, the typical homeschooling van one sees at all homeschooling events. Here the choices are also limited, but the vehicles are much bigger. There is a lot more metal between the occupants and the outside and a correspondingly lower fuel economy. But there is plenty of room for passengers and luggage and a much bigger engine.

Luckily, the Ogburns decided they needed a vehicle more suited to their family size and asked us if we wanted to buy theirs. We accepted the offer and did the deal. They have now purchased a new (second hand) vehicle, which is very nice. However, this was our first experience with US vehicle registration and ownership, and bank financing, as we required a loan for part of the balance. The loan was easy because we had built up a relationship with the bank for the last 12 months. However, with bank involvement, the process is a little more complicated.
1. Organise finance
2. Organise Insurance
3. Purchase the vehicle
4. Changeover Tags (Registration plates).
Buying from someone we know, financing from a small bank and dealing with a local insurer made the process a lot easier. A problem arose whereby we needed the insurance before we could get the finance, the finance before we could get the car, the car/bill of sale before we could get the insurance. We solved this by the bank agreeing to go ahead and the insurance willing to proceed before transfer. Phew!
The next runaround was a result of the way license plates “Tags” are handled here. The Tag is based on ownership. (In Australia the registration plate stays with the vehicle until change of State) Once the car was sold, the Title was passed across to the Bank who forwarded it to the seller’s local authority responsible for Tags (Union County based). When they got it back from the local Titles Office, they notified our local authority, who then sent us notice that they were ready for us to come in and get a new tag. We then went to the Tax Commissioner of Towns County and got a new Tag for $20.00. The title transfer was $18.00. These are somehow based on the vehicle’s value, but overall they are much cheaper than in Australia.
In Australia you would have Duty on transfer of the vehicle ($240), a transfer fee ($17) and registration ($242) of the vehicle. Total Cost: $499.00 (US$). And if I bought the car from a dealer I would also pay 10% GST. More hassles here, but less costs.

Dressing Up for a party

Whenever we have a party, the children love to make sure it’s a dress-up party. By this we mean a costume party, not formal wear. So the party to celebrate our 1st anniversary in the US and Ariel’s 13th birthday (13! Already!) was a dress-up party. The weather was great, the children all ran around, played in the sand pit, used the swings, rushed down the flying fox, jumped on the trampoline, or played games in the school room whilst the adults got a chance to chat away. The children occasionally came in with red faces, exhausted. Lana’s mum wiped down their faces with a cold towel, gave them a drink and out they went again!


Ariel as Kirsten from the “American Girl” book series.

By evening we had the traditional bonfire, but with a traditional US feature – Smores. A Smore (as in “I want some more” said with a mouth full) is made as follows:
  1. Get a Graham cracker (sweet cookie/biscuit) in one hand.
  2. Place a piece of chocolate on it (traditionally Hershey’s Milk Chocolate) It needs to be thin so that it can melt.
  3. Put a marshmallow on a stick and melt it “just so” in the fire
  4. Then squash the melted marshmallow against the chocolate with another Graham cracker.
The marshmallow melts the chocolate, and oozes out the edges.
David Floyd taught us this when we went camping with his parents at Cooper’s creek, a beautiful shady spot next to a creek nearby. Apparently it originated in the Boy Scouts.

By late evening everyone went home happy but exhausted. We’re sure the children had a good sleep that night!

July 4 Celebrations.

On July 4 in the US everyone has great fun blowing up fireworks and/or watching them. Unfortunately in Georgia, Fireworks aren’t allowed – except July 4 when the law isn’t enforced. The best place to get fireworks is over the border in Tennessee where they have lots of fireworks stores selling things that go boom, fizz and make lots of smoke, noise and light. We did the trek and got the fireworks. These included Mortars, rockets, fizzing things, crackers, lots of stuff.

We then trekked to our friends place as they had lots of open sky – unlike our house. Once it was dark we had great fun shooting off the lot, without damaging anyone (except for a minor mishap with Lana). A remarkable achievement indeed!


A sample of the 4th July Hiawassee fireworks at the fairgrounds.

Lana’s Mum and Dad are here.

Lana’s parents, Rudy and Dorothy, arrived on 17 May and have been a great help and comfort over the last couple of months. It was a lot easier going to the hospital knowing we could just leave the children with them at home, and when Rose was ready, they could come to the hospital without David going home first. Also, Lana and her mum are having fun sharing cross-stitch patterns, quilting together and experimenting with different local recipes and ingredients.

Whilst they are here, Rudy and Dorothy took the back seats out of one of our smaller vehicles and put in an inflatable mattress and traveling/camping supplies. Then off they went exploring. They have traveled along the Blue Ridge Parkway as far north as Virginia, some camping with David Floyd’s parents at Coopers Creek, and a trip to Tennessee and Alabama (cut short by the heat). Dad reckons that there must be about 10% of the US population on the roads at any one time.

They have also joined us on the various outings we have made including the Baptism, local festivals and Dad joined us helping the Floyds clear out and convert their garage to a schoolroom.

Brasstown Bald

We finally made it to the top of Brasstown Bald, the highest point (4784 ft) in Georgia. Although we can see the top from our house (as you have seen in earlier issues) our house is hidden amongst the trees.
Now we have a reliable vehicle, we made it to the parking area, which is a “short” 6/10-mile (1 km) walk to the observation area. It doesn’t sound far but it is pretty steep. I carried Rose and led with Rudy and the children. Lana and her mum followed us as the second stage. By the time we made it to the top, puffing and panting, they told us the museum and information area would be closing shortly! “Ok.” We puffed and panted, “We’ll just sit here whilst you get ready.”

The viewing area was accessible and it was certainly impressive.
And going down was a lot easier.


The view from Brasstown Bald to our house.

Fedex & UPS

Our house is not the easiest place to find. Also, the house numbering is not completely consistent. Our house is numbered 4600. The first house you come to at the start of our road is 4680. Behind them is another house with no number. These two houses get ALL of our Fedex parcels. I suppose this is one way to meet the neighbours.
The company I work for used Fedex to send a box of brochures across the country. It didn’t arrive. After a lot of hassling, telephone calls, and investigation, Bretta finally found out that it was damaged en route. What was left was to be returned to us here. After more telephone calls and hassle we were finally told the remains were available at the local office in a folder. Bretta opened the folder and found a slip of paper mentioning the entire contents were wrecked. The total time to non-deliver the goods? One month. Perhaps they are providing interesting reading matter to a castaway on some island whose Fedex plane crashed.
The main UPS driver that delivers here is very good. He made the effort for the first parcel we had delivered to get to the right place. He found us and now we always ask for UPS. Unfortunately his replacements when he is on holiday also reckon our neighbours are close enough. *sigh*

Huge dragonfly

Here is the dragonfly that was hurt by our car. It is very large. Notice the green eyes – a short time later when it died they gradually turned black.


Dragonfly on James’ hand.

Bears

Bears are apparently roaming around again. Our neighbour, delivering the Fedex parcel for us that he received, told us how he opened his back door last week. He saw a large bear staring at him through the screen door.
We asked, “What did you do?”
“I went back inside.”

Vacation Bible School

Every summer all the Churches around here have what is called “Vacation Bible School” (VBS). Children get to attend the Church for about 3 to 4 hours each day or night for 5 days and focus on a theme. David attended one at the Floyd’s church with Ariel and Eric, which had the theme of “Mission and Japan”, and all the children attended the one at our Church, which had the theme “Constructing God’s Church”.
It is a great way for the children to learn bits of the faith and have a fun time with songs, crafts, activities, games, snacks, stories and bible reading. There is a good business with different organizations publishing various VBS packs which include the director’s guidelines, materials for each of the activities, promotional items, even DVDs and music!
As there are so many churches around here all having VBS’s each Church doesn’t really want to have the same one as another church, so there is plenty of variety. Some children go along to lots of VBS’s throughout the summer.
Each group that organizes the VBS for their Church does a lot of work coordinating the people, children, parents, decorations, planning and so on. It takes an immense effort and it is all done free of charge for those attending in an effort to bring the faith to the children. We all enjoyed them both.


Clare, MaryBeth and Peter enjoying a snack at VBS.

30 June 2004


Clare is not a Smurf!